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BlueMedicare Supplement and Select Policies

While Medicare pays for many health care services, it doesn't pay all health care costs in full.  Our BlueMedicare Supplement insurance plans* help cover most of these costs for you.

Whether you're looking for a basic plan or one with more extensive coverage, we have plenty of options for you.  And, there are no doctor or hospital** networks so you may choose any doctor, specialist or hospital that accepts Medicare. 

The benefits provided and the premium amount you are required to pay depend on the plan you choose, your age, tobacco use and county of primary residence.  For premium information for your area, please refer to the Outline of Coverage, available online at

When you enroll in any of our BlueMedcare Supplement Select insurance plans, you'll automatically receive the following at NO extra cost.

  1. Age lock-in rating advantage. Most Medicare Supplement insurance premiums are based on your age.  However, when you enroll in one of our plans, we will always base your rate on the age that you were when you initially enrolled, as long as you maintain continuous Medicare Supplement coverage us. 
    For example, if you enroll at age 65, you'll always pay the rates charged for individuals age 65, regardless of your current age. However, medical cost increases and inflaction could increase our premium.


  2. Automatic claims filing. Simply present your red, white and blue Medicare card AND your BlueMedicare Supplement ID card when you go to the hospital or doctor and we'll handle the rest.

  3. Discounted products and services.  When you enroll in one of our BlueMedicare Supplement insurance plans, you'll automatically have access to our member discount programs. 

  4. 30-day money-back guarantee.  If for any reason you're not completely satisfied, simply return your contract to us within 30 days of enrollment to receive a full refund of any premiums paid -- with no question asked.

BlueMedicare HMO

  • Prescription drug coverage included for no additional premium and thousands of pharmacies to choose from.

  • $0 preferred generics through PrimeMail home delivery.

  • Large network of participating providers.  You may go to any provider in the network.  If you go out-of-network, you'll usually pay 100% of the cost of the services.

  • Fixed, modest copays for specialist office visits.  Dental, hearing, vision and fitness benefits included at no extra cost.  Tools, resources and discount programs to manage your health care cost.

BlueMedicare Regional PPO

  • Extensive network of doctors and hospitals and the flexibility to choose your doctors and go outside the network for services with no referrals required.

  • A maximum dollar limit for your in- and out-of-network expenses protects against substantial out-of-pocket costs.

  • Fixed copays for most health services from in- and out-of-network providers.  Predictable coinsurance gives you a good idea on how much you'll spend on health care costs during the year.

  • $0 deductible prescription drug coverage wtih only a $6 copay for preferred generics.

  • Dental, hearing, vision and fitness included at no additional plan premium.

  • $0 preferred generics through PrimeMail home delivery.

  • Tools, programs and discounts to help manage your health care costs.

BlueMedicare Rx (PDP)

Our plans offer you comprehensive drug coverage with: 

  • NO deductible.

  • Low copays for non-speciality generic drugs in both plans.

  • Access to thousands of pharmacies nationwide.

  • An extensive medication list.

  • Home delivery through PrimeMil with free preferred generics, and the convenience of automatically receiving your prescriptions at your door.

  • Tools, resources and discount programs to manage your health care costs.

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