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Protection for Critical Times

With Critical Illness coverage, you can breathe easier.

The Critical Illness Elite policy will provide specific coverage for covered illnesses.  Some of the illnesses that the Critical Illness policy will cover are:

  • Cancer (optional, elected by the primary insured)

  • Heart Attack

  • Stroke

  • End Stage Renal Disease

  • Amyotrophic Lateral Sclerosis (ALS) (Lou Gehrig's Disease)

  • Quadriplegia


Benefits are each payable only once per covered person. If one or more of these benefits are paid, the remaining amount payable will be the original face amount reduced by all prior payments.

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